Activity Year | Integer | 2018, 2019, 2020, 2021, 2022, 2023 | |
Legal Entity Identifier (LEI) | Character Varying | | |
Loan Type | Integer | 1, 2, 3, 4 | |
Loan Purpose | Integer | 1, 2, 31, 32, 4, 5 | |
Preapproval | Integer | 1, 2 | |
Construction Method | Integer | 1, 2 | |
Occupancy Type | Integer | 1, 2, 3 | |
Loan Amount | Numeric | | Loan amounts are rounded to the midpoint of the nearest $10000 interval for which the reported value falls (For example a reported value of $117834 would be disclosed as $115000 as the midpoint between values $110000 and $120000). |
Action Taken | Integer | 1, 2, 3, 4, 5, 6, 7, 8 | |
State | Character Varying | NA | two-letter state code |
County | Character Varying | NA Exempt | state-county FIPS code |
Census Tract | Character Varying | NA | 11 digit census tract number |
Ethnicity of Applicant or Borrower: 1 | Character Varying | 1, 11, 12, 13, 14, 2, 3, 4 | |
Ethnicity of Applicant or Borrower: 2 | Character Varying | 1, 11, 12, 13, 14, 2 | |
Ethnicity of Applicant or Borrower: 3 | Character Varying | 1, 11, 12, 13, 14, 2 | |
Ethnicity of Applicant or Borrower: 4 | Character Varying | 1, 11, 12, 13, 14, 2 | |
Ethnicity of Applicant or Borrower: 5 | Character Varying | 1, 11, 12, 13, 14, 2 | |
Ethnicity of Co-Applicant or Co-Borrower: 1 | Character Varying | 1, 11, 12, 13, 14, 2, 3, 4, 5 | |
Ethnicity of Co-Applicant or Co-Borrower: 2 | Character Varying | 1, 11, 12, 13, 14, 2 | |
Ethnicity of Co-Applicant or Co-Borrower: 3 | Character Varying | 1, 11, 12, 13, 14, 2 | |
Ethnicity of Co-Applicant or Co-Borrower: 4 | Character Varying | 1, 11, 12, 13, 14, 2 | |
Ethnicity of Co-Applicant or Co-Borrower: 5 | Character Varying | 1, 11, 12, 13, 14, 2 | |
Ethnicity of Applicant or Borrower Collected on the Basis of Visual Observation or Surname | Integer | 1, 2, 3 | |
Ethnicity of Co-Applicant or Co-Borrower Collected on the Basis of Visual Observation or Surname | Integer | 1, 2, 3, 4 | |
Race of Applicant or Borrower: 1 | Character Varying | 1, 2, 21, 22, 23, 24, 25, 26, 27, 3, 4, 41, 42, 43, 44, 5, 6, 7 | |
Race of Applicant or Borrower: 2 | Character Varying | 1, 2, 21, 22, 23, 24, 25, 26, 27, 3, 4, 41, 42, 43, 44, 5 | |
Race of Applicant or Borrower: 3 | Character Varying | 1, 2, 21, 22, 23, 24, 25, 26, 27, 3, 4, 41, 42, 43, 44, 5 | |
Race of Applicant or Borrower: 4 | Character Varying | 1, 2, 21, 22, 23, 24, 25, 26, 27, 3, 4, 41, 42, 43, 44, 5 | |
Race of Applicant or Borrower: 5 | Character Varying | 1, 2, 21, 22, 23, 24, 25, 26, 27, 3, 4, 41, 42, 43, 44, 5 | |
Race of Co-Applicant or Co-Borrower: 1 | Character Varying | 1, 2, 21, 22, 23, 24, 25, 26, 27, 3, 4, 41, 42, 43, 44, 5, 6, 7, 8 | |
Race of Co-Applicant or Co-Borrower: 2 | Character Varying | 1, 2, 21, 22, 23, 24, 25, 26, 27, 3, 4, 41, 42, 43, 44, 5 | |
Race of Co-Applicant or Co-Borrower: 3 | Character Varying | 1, 2, 21, 22, 23, 24, 25, 26, 27, 3, 4, 41, 42, 43, 44, 5 | |
Race of Co-Applicant or Co-Borrower: 4 | Character Varying | 1, 2, 21, 22, 23, 24, 25, 26, 27, 3, 4, 41, 42, 43, 44, 5 | |
Race of Co-Applicant or Co-Borrower: 5 | Character Varying | 1, 2, 21, 22, 23, 24, 25, 26, 27, 3, 4, 41, 42, 43, 44, 5 | |
Race of Applicant or Borrower Collected on the Basis of Visual Observation or Surname | Integer | 1, 2, 3 | |
Race of Co-Applicant or Co-Borrower Collected on the Basis of Visual Observation or Surname | Integer | 1, 2, 3, 4 | |
Sex of Applicant or Borrower | Integer | 1, 2, 3, 4, 6 | |
Sex of Co-Applicant or Co-Borrower | Integer | 1, 2, 3, 4, 5, 6 | |
Sex of Applicant or Borrower Collected on the Basis of Visual Observation or Surname | Integer | 1, 2, 3 | |
Sex of Co-Applicant or Co-Borrower Collected on the Basis of Visual Observation or Surname | Integer | 1, 2, 3, 4 | |
Age of Applicant or Borrower | Character Varying | <25, 25-34, 35-44, 45-54, 55-64, 65-74, >74, 8888 | |
Age of Applicant or Borrower Greater Than or Equal To 62 | Character Varying | Yes, No, NA | |
Age of Co-Applicant or Co-Borrower | Character Varying | <25, 25-34, 35-44, 45-54, 55-64, 65-74, >74, 8888, 9999 | |
Age of Co-Applicant or Co-Borrower Greater Than or Equal To 62 | Character Varying | Yes, No, NA | |
Income | Character Varying | NA | |
Type of Purchaser | Integer | 0, 1, 2, 3, 4, 5, 6, 71, 72, 8, 9 | |
Rate Spread | Character Varying | NA, Exempt | |
HOEPA Status | Integer | 1, 2, 3 | |
Lien Status | Integer | 1, 2 | |
Applicant or Borrower - Name and Version of Credit Scoring Model | Integer | 1, 2, 3, 4, 5, 6, 7, 8, 9, 1111 | |
Co-Applicant or Co-Borrower - Name and Version of Credit Scoring Model | Integer | 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 1111 | |
Reason for Denial: 1 | Integer | 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 1111 | |
Reason for Denial: 2 | Integer | 1, 2, 3, 4, 5, 6, 7, 8, 9 | |
Reason for Denial: 3 | Integer | 1, 2, 3, 4, 5, 6, 7, 8, 9 | |
Reason for Denial: 4 | Integer | 1, 2, 3, 4, 5, 6, 7, 8, 9 | |
Total Loan Costs | Character Varying | NA, Exempt | |
Total Points and Fees | Character Varying | NA, Exempt | |
Origination Charges | Character Varying | NA, Exempt | |
Discount Points | Character Varying | NA, Exempt | |
Lender Credits | Character Varying | NA, Exempt | |
Interest Rate | Character Varying | NA, Exempt | |
Prepayment Penalty Term | Character Varying | NA Exempt | |
Debt-to-Income Ratio | Character Varying | <20%, 20%-<30%, 30%-<36%, 50%-60%, >60%, NA, Exempt | Exact values are reported between 36% and 49%. |
Combined Loan-to-Value Ratio | Character Varying | NA, Exempt | |
Loan Term | Character Varying | NA, Exempt | |
Introductory Rate Period | Character Varying | NA, Exempt | |
Balloon Payment | Integer | 1, 2, 1111 | |
Interest-Only Payments | Integer | 1, 2, 1111 | |
Negative Amortization | Integer | 1, 2, 1111 | |
Other Non-Amortizing Features | Integer | 1, 2, 1111 | |
Property Value | Character Varying | NA, Exempt | Property values are rounded to the midpoint of the nearest $10000 interval for which the reported value falls (For example a reported value of $117834 would be disclosed as $115000 as the midpoint between values $110000 and $120000). |
Manufactured Home Secured Property Type | Integer | 1, 2, 3, 1111 | |
Manufactured Home Land Property Interest | Integer | 1, 2, 3, 4, 5, 1111 | |
Total Units | Character Varying | 1, 2, 3, 4, 5-24, 25-49, 50-99, 100-149, >149 | |
Multifamily Affordable Units | Character Varying | NA Exempt | Listed as a percentage of total units. |
Submission of Application | Integer | 1, 2, 3, 1111 | |
Initially Payable to Your Institution | Integer | 1, 2, 3, 1111 | |
Automated Underwriting System: 1 | Integer | 1, 2, 3, 4, 5, 6, 1111 | |
Automated Underwriting System: 2 | Integer | 1, 2, 3, 4, 5 | |
Automated Underwriting System: 3 | Integer | 1, 2, 3, 4, 5 | |
Automated Underwriting System: 4 | Integer | 1, 2, 3, 4, 5 | |
Automated Underwriting System: 5 | Integer | 1, 2, 3, 4, 5 | |
Reverse Mortgage | Integer | 1, 2, 1111 | |
Open-End Line of Credit | Integer | 1, 2, 1111 | |
Business or Commercial Purpose | Integer | 1, 2, 1111 | |